Section 1.5

The international market at a glance

6–8 min
3-region comparison
Mini-quiz · 3 questions

Essential question

Structured products issued in Hong Kong, Frankfurt and New York carry the same name. Why are they in practice 3 different products answering 3 incompatible market logics?

Discovery Tour of the 3 hubs

Switzerland is not alone. Three major structured products hubs coexist worldwide, each with its own signature: dominant products, a regulator, a client profile. Understanding these differences is essential for a manager structuring for an international client base or comparing offers across venues.

The three markets are not measured with the same yardstick. Switzerland and Germany publish statistics on issued volumes and outstandings (SSPA, DDV). Asia (Hong Kong, Singapore, South Korea) speaks rather in notes outstanding, with no consolidated aggregate. The USA has no official “structured products” category — the notes appear in SIFMA's structured notes segment. Comparing in absolute value is misleading; better to compare by dominant profile.

Before the table — your intuition

Which regulator for which market?

Which main regulator supervises structured products sold to retail investors in (1) continental Europe (2) Asia (3) the USA? And which type of product do you think dominates in each region?

Europe · Asia · USA comparison

Dimension
Europe
Asia
United States
Size (outstanding)
~EUR 400 bn
Germany + France + Italy + Switzerland in the lead
~USD 300 bn
Hong Kong + Korea + Singapore + Japan
~USD 150 bn
Concentrated institutional market
Dominant product
Express Certificate
Capital protection
DDV (Germany): ~50% Express
ELN (Equity Linked Notes)
Accumulators
HK retail: massive on 2-3 year tenors
Auto-Callable Notes
Market-Linked CDs
Mostly HNW + institutional
Regulator
ESMA + national
PRIIPs KID, MiFID II, EU prospectus
HKMA + SFC + MAS + FSC
Local regimes, sometimes strict suitability tests (post-2008)
SEC + FINRA
Securities Act 1933, FINRA Rule 2111 suitability
Distribution
Retail + private banks + digital platforms. Public listing on exchange (Frankfurt, Milan, SIX).
Retail banks (HK, Korea), private banking (Singapore). Listing rare — OTC dominant.
Brokerages (Merrill, Morgan Stanley, JPM), private banking. No listing — pure OTC.
Typical underlyings
DAX, EuroStoxx 50, European blue-chip stocks, worst-of baskets
Hang Seng, Nikkei, KOSPI 200, US tech stocks (in high demand in HK)
S&P 500, Nasdaq 100, sector baskets, mega-cap single stocks
Typical client
Informed retail + private banking + institutionals (pension funds seeking yield)
Mass retail (HK, Korea) + UHNW (Singapore). Often a less sophisticated profile than in Europe.
UHNW + institutionals only (RIAs, family offices). Virtually no retail.

Sources: SSPA Industry Report Q4 2025, DDV Statistik Q4 2025, SIFMA Structured Notes Annual 2024, Asifma Asia Structured Products Survey 2024. Estimated outstandings — no consolidated global figures exist.

Practice Case exercise

Case study · global client

A Swiss manager structures for a Hong Kong client who wants an autocall on Tesla.

The client (HNW resident in Hong Kong, USD 2 M ticket) asks for a Phoenix Memory autocall on Tesla, 3-year tenor, 9% conditional coupon, 65% barrier. The manager can structure it via: (A) a Swiss issuer listed on SIX, (B) an Asian issuer in a private placement, (C) a US issuer in a private placement. What is the best default option and why?

Which issuer + venue combination best matches Swiss private banking practice for this client profile?

Key message

The three hubs (Europe / Asia / USA) are not interchangeable: each market has its regulator, its dominant products, its client profile. The right reflex when structuring for a global client from Switzerland is to structure at home (issuer on SIX) — unless there is an explicit operational reason (local custody, different dominant currency).

A few key figures to remember: Europe ~EUR 400 bn outstanding, Asia ~USD 300 bn, USA ~USD 150 bn. Switzerland alone weighs ~CHF 250 bn — about 60% of the European market. This concentration is what makes the Swiss venue unavoidable for the international UHNW client base.

EUSIPA (European Structured Investment Products Association) brings together the 9 European national associations (SSPA included) and publishes a harmonised categorisation — the Swiss Derivative Map © is compatible with the EUSIPA Derivative Map. For comparisons across venues, it is the reference standard.

Mini-quiz · Section 1.5
3 diagnostic questions
~3 min · instant feedback

Question 1 / 3

What is the dominant product in the German structured products market?

Question 2 / 3

The US structured products market is essentially sold to:

Question 3 / 3

If a Swiss manager wants to compare a German issue and a Swiss issue on the same payoff, which common reference should be used?

0 / 3 answers